Thursday, January 20, 2011

Who sets out to be a Credit Manager?

When talking to Attorneys,  Sales folks, Accountants,  Financial Managers,  Journalists, and others, it seems that many of them wanted to be, what they are,  from the day they decided on a college major.

Speaking for myself,  I had never thought of being a Credit Manager as an undergrad....did you? I sort of fell into the position when accepting my first (and only) job offer right after college. I accepted a job of Assistant Auditor at a small independent bank in Connecticut.  About a year into the job, the bank formed its first Credit Department. I was asked to help start it,  and my title was changed to Credit Analyst.  From there on in,  I was in the Credit Profession.
Granted, I am not complaining.  Eventually promotions came, my salary increased, and it allowed me to provide a stable financial foundation for my family.  And, I was able to travel the world as a Global Credit Director. Not a bad life.

But...I often wondered if the Credit & Collections profession is something we zero in on as a career objective right out of college....or is it something we just fall into? And, is that really that much different vs other careers?

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